Holly Martin

Personal Injury Cases Can be Affected by Your Bankruptcy Filing

Author: Holly Martin|Posted on: January 15, 2015

What is a personal injury claim? If you have been hurt and it is not your fault, you might have a case where you could recover money for your pain and suffering. This could be from a car wreck, a fall, medical malpractice, or many other types of injuries you suffered.  And if you have… Read More

Holly Martin

Does a Collection Agency Have the Right to Add Charges?

Author: Holly Martin|Posted on: October 24, 2014

When a medical provider turns your bill over to a collection agency, does the collection agency have the right to tack on extra charges? We paid each month, but we just didn’t meet their minimum.  It is common for collection agencies to add their collection fee. It is possible that bankruptcy might help you, especially if you have other… Read More

Holly Martin

Is it Legal for a Collection Agency to File a Complaint the Day After Receiving the Bill?

Author: Holly Martin|Posted on: October 24, 2014

The original Creditor signed bill over to collection agency on Dec 3 and agency filed complaint on dec 4? Is that legal? They did not try to contact me to settle the debt before they filed a summons as it stated in the complaint. There isn’t any possible way . They took over the account… Read More

Holly Martin

Would A Divorce Allow My Spouse to File Chapter 7 Rather Than 13 Bankruptcy?

Author: Holly Martin|Posted on: September 30, 2014

Would getting divorced allow my wife to file Chapter 7 rather than Chapter 13 bankruptcy? My wife owes 60k dollars of debt. I do not owe anything and have great credit. An attorney told us she can’t file Ch 7 because our combined income is too high. If we got divorced would that enable her… Read More

Holly Martin

Can My Wages Be Garnished By a Loan Agency or Bank?

Author: Holly Martin|Posted on: September 10, 2014

About a month ago a lady from from a loan agency contacted my father and stated she was from a bank and needed to talk with me. My dad gave her my number and she called and pretty much demanded info from me and stated that if I don’t start paying a $100 they were going… Read More

Holly Martin

HAMP and Chapter 13 Bankruptcy: Know Your Rights

Author: Holly Martin|Posted on: May 27, 2014

In our last blog, we discussed the basics of the federal Home Affordable Modification Program (HAMP) and how it can help homeowners reduce their mortgage payments and avoid foreclosure. Today, we’ll talk about a specific change in the HAMP program that can give homeowners an even greater chance to keep their homes. HAMP now allows… Read More

Trey Robbins

Bankruptcy and Federal Tax Liens

Author: Trey Robbins|Posted on: May 1, 2013

I met with an older couple more than a year ago when they first came to talk with me about bankruptcy.  As we worked through their situation, they decided against bankruptcy because of worries about a federal tax lien. Over the following year their stress got worse as they were threatened with several lawsuits.  So… Read More

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